My Insurance Company Made Me an Offer After My Car Accident. Should I Take It?
The harrowing experience of living through a car accident can raise many questions and cause you to make decisions that are truly not in your best interests. This is why it is exceptionally important that you hire an experienced personal injury lawyer as soon as possible after you have been involved in an accident. This will give you a clear perspective about whether or not you are entitled to file a legal claim and what you should do in the event that another party is responsible for your injuries.
Most insurance companies know that you may try to avoid hiring a lawyer or may count on the insurance company you have been paying for many years to look out for your best interests. The truth is, however, that the insurance company is motivated only by their bottom line and may not be concerned about what is truly in your best interests or what is full and fair compensation for the injuries you have sustained.
Many insurance carriers will present an initial offer that is far lower than what you were anticipating, hoping that you will accept it and bar yourself from ever being able to bring another claim or challenge the case at all. Do not let the insurance company run roughshod over you and force you into accepting a settlement offer that is not in line with your injuries. Instead, you should empower yourself with the advice of an experienced personal injury attorney who can advise you about whether or not the offer presented is fair and something to consider.
Your lawyer may be able to more accurately understand how the individual medical conditions you have developed as a result of the accident translate into compensation.
On your own, you may be tempted to take the offer when it is first presented to you, but doing so will give up any future opportunities to recover compensation. You should never sign any documents with the insurance company including a settlement agreement until you have spoken directly with your lawyer.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney/client relationship. If you are seeking legal advice, please contact our law firm directly.